Surrogacy & Egg Donation Insurance Providers

Let us be part of your village

Paramount Insurance Group was created through a collaboration with leading professionals, who have decades of experience in the fertility field, in order to meet the unique needs of the surrogacy and egg donation community. Our mission is to fulfill the demands for high quality products and more choices in insurance, while providing the highest level of service.

Together we have assisted thousands of parents, surrogates and egg donors in obtaining the protection they need before, during and after one of the most important decisions of their lives. Having a family sometimes takes a village and we want to be a part of yours. Our deep understanding of the insurance industry, coupled with our knowledge of third party reproduction creates an unrivaled group of experts who will prove to be the best support for your journey and beyond.

Fertility Insurance & Services

We have you and your family covered, whatever your needs.


We offer Term Life insurance for surrogates and egg donors. Unlike a short duration policy, our term life insurance protects an insured’s loved ones long after a fertility journey ends. Many policies can be issued with minimal medical underwriting and no medical examination.

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Our Hospital Recovery policy offers insureds a cash benefit for an unanticipated stay in the hospital. This greatly reduces the financial burden of missing work, arranging childcare, extra housekeeping and other disruptions. The policy pays a daily benefit and independently of other insurance.

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Underwritten by Lloyd’s of London this policy provides protection for complications arising from IVF cycles. It is appropriate for surrogates, egg donors or recipients.  Various coverage limits are available including optional coverage for loss of reproductive organs.

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Surrogate Maternity Care provides maternity medical insurance for a pregnancy through the end of the surrogacy journey. Coverage may be primary or secondary, and riders are available for loss of reproductive organs, total disability and physician ordered bed rest. Coverage is underwritten by Lloyd’s of London and available year-round.

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Paramount offers personal consultation for ACA health plan selection and enrollment. We understand the unique needs of the fertility community and offer specific services.

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Medical care for newborn babies is usually immediately covered by a parent’s health insurance. This may not be the case for international parents or certain other situations. Paramount has options for parents to insure the cost of a newborn’s medical care.

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Services for Intended Parents

Concierge Service

  • A detailed consultation to prepare for birth and after birth process and steps
  • Assist with the birth plan at hospital and as well as communication with hospital staff to ensure smooth birth plan
  • Assist to arrange nanny
  • Assist to arrange for housing in the state where Gestational Carrier gives birth
  • Assist to arrange transportation- While in the state Surrogate gives birth

In Person Hospital Service

  • Coordinator’s travel expenses (car rental, flight, per diem and hotel)
  • Assist with baby’s account registration and fees
  • Assist with birth certificate work sheet and social security number application
  • Assist with newborn immunization card
  • Assist with finding a pediatrician appointment
  • Ensure smooth process in DL hospital

Document Service

  • Translation (if applicable) and Guidance to apply for necessary documents
  • Assist with baby’s birth certificate
  • Assist with Passport
  • Assist with embassy contacts/exemptions for logistics (If applicable)

Estate Planning

  • Comprehensive Evaluation
  • Revocable Living Trusts
  • Trust Administration

Insurance Carriers

They made certain the doctor and hospital I wanted were part of my health plan and always followed up to my questions. The process was easy, I was comfortable and confident working with Paramount.

Diana, Surrogate

Paramount signed me up for life insurance and a hospital income plan. They made things easy, my life insurance policy was approved over the phone!

Jasmine, Surrogate

We had used the same insurance company for Workers Comp for the past 8 years. Paramount provided us 3 companies to choose from. All of them offered more value than our old policy.

Melanie, Legal Services Manager

I thought my company health insurance would cover me for surrogacy. Paramount read the policy and called them to get the right answer.  It turned out I would be better off with a different policy; they found the best one and enrolled me. I’m so thankful.

Reanna, Surrogate

I needed business liability. Paramount was thorough, we settled on the best option and I had a new policy in about 3 days. Great!

Ken, Director of Finance

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